Roof Payment Calculator
See what a new roof could cost per month. Enter your address and we measure your roof from satellite, then show estimated monthly payment options before you ever schedule an inspection.
No login. No email. No phone call required to see your estimated monthly payment.
How the estimate works
- 1
Enter your address
We locate your home and measure the roof from satellite imagery — no measuring tape, no site visit.
- 2
Pick your roof material
Choose shingle, metal, or tile. Each has different cost-per-square and longevity.
- 3
See your range
We combine your measured roof size with real Florida pricing to estimate a project range.
- 4
See payment options
We convert the range into estimated monthly payments using real financing factors.
Estimated monthly payment by project size
Here's roughly what a roof replacement looks like as a monthly payment across common project totals:
| Project total | 15-yr12.24% APR | 12-yr16.49% APR | 10-yr21.99% APR · 12-mo promo |
|---|---|---|---|
| $10,000 | $122/mo | $160/mo | $239/mo |
| $15,000 | $183/mo | $240/mo | $359/mo |
| $20,000 | $244/mo | $320/mo | $478/mo |
| $25,000 | $305/mo | $400/mo | $598/mo |
| $30,000 | $366/mo | $480/mo | $717/mo |
Estimated monthly payments use representative Fast Lane financing factors (15-yr 12.24% APR, 12-yr 16.49% APR, and a 12-month no-payment promo converting to a 10-year 21.99% APR). Actual APR, term, payment, and approval depend on credit approval and lender terms. Figures are estimates for planning only — not an offer of credit.
Roof replacement cost by material (Florida)
Roofing is priced per square — one square equals 100 square feet of roof area. These per-square ranges reflect real Florida retail replacement pricing, with an example total for a typical ~24-square (about 2,400 sq ft) roof.
| Material | Cost per square | Example total (~24 sq) |
|---|---|---|
| Asphalt shingle | $425 – $600 | $10,200 – $14,400 |
| Metal | $790 – $1,633 | $19,000 – $39,200 |
| Tile | $1,155 – $1,764 | $27,700 – $42,300 |
Final pricing depends on roof size, pitch, complexity, tear-off, decking, and local permit/disposal costs, and is confirmed on-site.
Roof replacement cost by roof size
Bigger roofs cost more in total but usually less per square, because fixed costs (setup, permit, dumpster, crew mobilization) spread across more area. Ranges below are for asphalt shingle.
| Roof size | Approx. sq ft | Estimated shingle total |
|---|---|---|
| Small (~16 sq) | 1,600 sq ft | $9,000 – $11,000 |
| Medium (~24 sq) | 2,400 sq ft | $10,500 – $15,000 |
| Large (~34 sq) | 3,400 sq ft | $15,000 – $21,000 |
| Extra large (~45 sq) | 4,500 sq ft | $19,500 – $27,000 |
Frequently asked questions
How accurate is the roof payment calculator?
It gives a preliminary, planning-grade estimate. We measure your roof size from satellite and apply real Florida pricing, but final cost depends on an on-site inspection of pitch, layers, decking, and complexity.
Is this a real loan offer?
No. Payment figures are estimates using representative financing factors. Actual APR, term, payment, and approval depend on credit approval and lender terms.
Do I need to create an account?
No login and no obligation. You only share contact details if you want a specialist to confirm your estimate.
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See your roof payment in under a minute
Enter your address — we measure your roof from satellite and show your estimated monthly payment options instantly.